Pillar Statement

To demonstrate discipline through abiding by a responsible approach in the way we conduct our business as well as our operations

Pillar Objectives

Improve performance and help drive a shift in markets towards sustainable finance by:

• Enhancing ESG criteria in lending and investment activities, and
• Offering sustainability-oriented products and services
• Raise financial literacy and accessibility and practice responsible lending
• Expand SME clientele in line with Bahrain's Economic Vision 2030 ambitions

Key Acheivements

Responsible Finance and Financial Inclusion

Q1

• NBB celebrates International Education Day
• NBB launched a Campaign to Celebrate Women as a tribute to women across the kingdom, where they are incentivized on their credit card spend to be eligible to enter a raffle draw to win a diamond bracelet.
• NBB launches its Education Finance Programme at preferential rates.
• NBB partners with American University of Bahrain and British University of Bahrain to provide education finance

Key Acheivements

Responsible Finance and Financial Inclusion

Q1

• Launched our new NBB Digital Banking App
• Extended Mortgage Loan Repayment to 30 Years for Mazaya and Joint Housing Beneficiaries
• Introduced special offers in financing properties located in Diyar Al Muharraq
• Announced financing offers for ‘Danat Al Baraka’ and ‘Dirat Al Oyoun’ projects
• The first local bank to introduce Synthetic LCs
• Introduced ‘Tamweel Al Watani’ Scheme to Small and Medium Enterprises

Q2

• Inclusion of ESG-scoring within all C&SME credit review process
• Offering preferential rates to C&SME customers with high ESG-considerations
• Providing ATMs across different low populated and economically disadvantaged areas
• Launched the Financial Literacy Academy for C&SME customers
• During Eid, provided a mobile ATM service to serve our customers wherever they are through NBB’s ATM Van

Q3

• Launched a Financial Literacy Campaign to Retail Clients, educating them on their financial choices, and by providing tips on different banking topics through social media posts.
• Launched a new Personal Loan product for Retail Clients who would like to install Solar Panels.
• Launched NBB Digital Banking Challenge in partnership with Bahrain Fintech Bay. Where the youth can participate and provide innovative solutions and ideas to enhance our Digital Banking App.